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Suyapa Sauceda | Julie's Realty Blog

Wednesday, March 18, 2020   /   by Suyapa Sauceda

6 Things That Are Crucial When Finding and Buying the Perfect Vacation Rental

Investing in a home to use as a vacation rental is an excellent move. Especially in Miami, the property market is booming for landlords — the tourist attractions are a highlight. But there are things potential buyers need to know about finding the perfect property to buy and market.
Have a Marketing Strategy in Mind
Although plenty of Miami properties practically rent themselves, someone must manage the everyday details. From sourcing tenants to promoting vacancies during low times, you may not be able to do it all alone. Using a vacation rental management company can be a smart move both for saving money and preserving your time. An ideal agency such as Turnkey will handle cleanings, bookings, and 24/7 support for your visitors. Not only does this help keep your involvement relaxed, but it also means a better experience for (and feedback from) your guests. Of course, a rental management company also understands and applies local laws — including limits on short-term ...

Monday, December 30, 2019   /   by Suyapa Sauceda

The Best Ways to Keep Your Rental Property Safe from Afar

Owning a rental property is a big responsibility, whether it’s for vacationers or long-term tenants, and it comes with a lot to think about throughout the year. One major concern for most rental property owners is how to keep the area safe and secure. Many investors far away from the homes they rent out, and it can be tricky to figure out how to ensure everything is under control. Fortunately, there are simple ways to keep an eye on things even when you’re not around; advances in tech have made it easier than ever to maintain a property from afar.

Even if you’re on a budget, you can invest in security management systems that allow you to keep your property — and your renters — safe throughout the year. Not only that, but there are also several tactics you can utilize that will help to deter burglars and prevent fires and other disasters. Some of these, such as reinforcing locks and installing smoke and carbon monoxide detectors in each room, are extres ...

Wednesday, November 13, 2019   /   by Suyapa Sauceda

What Should You Do Before You Apply for a Mortgage?

Before you apply for a mortgage, make sure you’re in a good position to qualify for the best loan possible. Check and improve your credit, compare lenders, get preapproved and make a plan for your down payment and closing costs.

1. Check and improve your credit report. Lenders will check your credit report, so you want to identify and fix problems with your credit report before you apply.

Order a free copy of your credit report from each of the three credit bureaus at AnnualCreditReport.com. Your report will list your borrowing history, including any negative marks. You can pay extra to access your credit score with your report. Alternatively, some websites, banks and credit card issuers give customers free credit score access.

Check your report for errors and contact the credit bureau if you find any. You can take steps to improve your credit score, such as always making your monthly payments on time and paying down your balances.

Although improving your c ...

Wednesday, November 6, 2019   /   by Suyapa Sauceda

New Agent Alert! Welcome Florencia Montecchiarini!


Welcome Florencia Montecchiarini to the Julie's Realty Team!!!
Florencia Montecchiarini strives to work with investors who are looking for different opportunities in Miami. Spending many years working for development companies she specializes in running companies platforms and bringing together their entire business, with financials and project management highlighting her extensive skillset.
Licensed for the last 4 years. Flor particularly specializes in the assembly and evaluation of Real Estate Businesses. From large scale site selection, to subsequent marketing, construction and financing of the projects, themselves.
With her clientele, Florencia believes communication is ESSENTIAL. Whatever it takes for everyone to be on the same page, calling, texting, emailing or sending a telegraph, Florencia makes sure everything is transparent and understood.
Florencia has been working in Real Estate Development since 2008, where she originally started ...

Wednesday, October 30, 2019   /   by Suyapa Sauceda

How Is Mortgage Interest Determined?

How Is Mortgage Interest Determined?

Interest Rate Factors

When lenders set your mortgage interest rate, they consider a wide range of factors, including your credit, loan term, home price and down payment, and whether it’s a fixed- or adjustable-rate mortgage. Knowing these factors can help you figure out how to qualify for a better rate.

The Consumer Financial Protection Bureau offers a calculator for average interest rates based on your credit score, state, house price, down payment and other factors.

Credit score. When you apply for a mortgage, the lender considers your credit score. Your credit score is based on your credit history and represents how safe you are as a borrower. FICO, the most commonly used credit score, ranges from 300 to 850. The higher your score, the better the chances you’ll qualify for a low interest rate.

You need a minimum credit score of 620 to qualify for a mortgage under Fannie Mae or a score o ...
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